jh’s thought 健豪随想

There are no secrets to success. It is the result of preparation, hard work, and learning from failure. – Colin Powell

三个仆人

身为基督徒的我,想在这里分享一则圣经里的故事。

某国王远行前,交给三个仆人每人一锭银子,吩咐说:“你们去做生意,等我回来时,再来见我。”国王回来时,第一个仆人报告:“主人,你交给我的一锭银子,我已赚了10锭。”于是国王奖励了他10座城邑;第二个仆人报告:“主人,你给我的一锭银子,我赚了5锭。”于是国王奖励他5座城邑;第三个仆人报告说:“主人,你给我的一锭银子,我一直包在手巾里怕丢失,没有拿出来。”于是 国王命令将第三个仆人的那锭银子赏给第一个仆人,并且说: “凡是有的,还要给他,使他富足;但凡没有的,连他所有的,也要夺去。”

对于基督徒而言,圣经里的故事,肯定是充满着智慧的。其实我把这则故事写在这里,是因为我在不只一本书里读过这篇故事的转载。所以这则故事到底要传达的是一些怎样的讯息呢?

对于也是基督徒的朋友们,有人是这么诠释的。
如果我们确实有神给的某些的恩赐,我们是用这些恩赐来满足自己的私欲呢,还是奉献给神,为神所用?如今神对我们的要求是显明的,那就是:“用心经营,为神所用”。
然而,对于神给的恩赐,人可能有三种不同的回应。
1、努力经营,为神所用。
2、努力经营,中饱私囊。
3、埋没恩赐。

对于非基督徒来说,也有这么一个说法,叫做“马太效应” –——贫者愈贫,富者愈富。事情就是这么简单,那位成天想财梦财追财而没有发财的朋友,就像国王的第三个仆人,生怕手上的银子有一点点闪失,怎能发家致富?
也有相反的特例,你虽然理财,但不想让财求你逼你。曾经身为庞大德隆金融帝国的核心人物唐万新说:企业做到一定程度,很多钱你不想要,他们逼着你要,你不要都不行(比如有不少企业希望德隆去兼并)。这个悖论在现实中确实成立过!
你不理财,财不理你,只说了问题的一个方面;关键的是,你去理财,财也必须理你。到了唐万新说的那种境界,事情就好办了。
看看我们周围,就可以发现许多马太效应的例子。朋友多的人会借助频繁的交往得到更多的朋友;缺少朋友的人会一直孤独下去。金钱方面更是如此,即使投资回报率相同,一个比别人投资多10倍的人,收益也多10倍。
这是个赢家通吃的社会,善用马太效应,赢家就是你。
对企业经营发展而言,马太效应则告诉我们,要想在某一个领域保持优势,就必须在此领域迅速做大。当你成为某个领域的领头羊的时候,即使投资回报率相同,你也能更轻易的获得比弱小的同行更大的收益。而若没有实力迅速在某个领域做大,就要不停地寻找新的发展领域,才能保证获得较好的回报。

三个仆人

三个仆人

所以各位看了这则故事后有些什么启发吗?我强力推荐各位有空时可以去拿一本圣经来看看,里面可是有很多很好的故事的哦!:P

17/01/2009 Posted by | Uncategorized | , | Leave a comment

新职员到岗

work-headache-mdI received a forwarded email and find it very interesting. So i just post it here to share with all of you. I think this is very appropriate for all the working people nowadays. hehe~ 😉

This is so true and creative, haha…

新职员到岗

老板:万分欢迎,没有你们的公司肯定大不一样!

职员:如果工作太累,搞不好会辞职的

老板:放心,不会让这样的事情发生的!

职员: 双休日可以休息吗?

老板:当然了!这是底线!

职员:平时会天天加班到凌晨吗?

老板:不可能,谁告诉你的?

职员:有餐费补贴吗?

老板:还用说吗,绝对比同行都高!

职员:有没有工作猝死的风险?

老板:不会!你怎么会有这种念头?

职员:公司会定期组织旅游吗?

老板:这是我们的明文规定!

职员:那还需要准时上班吗?

老板:不,看情况吧

职员:工资呢?会准时发吗?

老板:一向如此!

职员:事情全是新员工做吗?

老板:怎么可能,你上头还有很多资深同事!

职员:如果领导职位有空缺,可以参与竞争吗?

老板:毫无疑问,这是我们公司赖以生存的机制!

职员:你不会是在骗我吧?

进入公司后 到真实的一幕(从后往前读)


02/01/2009 Posted by | Uncategorized | , , | Leave a comment

The Top 10 Mistakes People Make When Starting A Business


I believe the scare of financial crisis has affected many people. The  news of jobs cut has been a hot topic since last october. So i believe  many people would want to find some ways to earn extra income. For  instance, one of my friend told me that he wants to become a boss after  his graduation. I have been very interested in entrepreneurship and  thinking of becoming a boss myself one day as well.

I came across  this article which discussing about "The top 10 mistakes people make  when starting a business" from internet. I think this would be very  useful for people who would like to start a business without any  experience. So i would like to discuss about those mistake in this blog  as well :-)

1) Not Enough money

My opinion : I believe everyone realizes that how important cash flow is for any kind of business. Capital is always the main concern when you are starting a business. But i think many people never put the cash flow to run a business into consideration when they starting a business. For a simple example, you have to always pay for your employees before you could actually pay for yourself.

2) Not thinking survival

My opinion: How do you stay around one more day so that you can learn more about your market and close new customers? Sometime you may need to do something that you do not like but it helps to pay the bills. So, i think proper plan is very important for surviving long enough in the business field. Keep yourself learning new things is also one important issue.

3) Losing momentum

My opinion: I think this is a very important issue for an entrepreneur. I have seen some people start their business very excitedly. They think they want to apply what they have learned from the books that they read. They are motivated by many successful people and think that ‘i can do it’. The ‘ i can do it’ feeling will usually fading after they face some failures. So, if you want to become an entrepreneur, try to have the entrepreneur mind first.

4) Doing it all alone

My opinion: If you notice, most of the successful business is not done by one person alone. Nobody is perfect or has the skills to do everything themselves. Having a strong team is of course essential to keep a business going. But there is always disagreements inside a team and your idea usually hardly satisfy everyone. So the technique to manage a good team is also a great knowledge.

5) Not hiring right away

My opinion: In order to save cost, many start ups actually avoiding hiring people. But think about it, how much things that you can do it all alone? how much time do you have in one day for you to run your business? According to the author of “Rich dad poor dad”, OPM(other people time) is a great tool to leverage on and it helps your business grow.

6) Doing it all for the money

My opinion: i think this is simple to understand. You won’t possibly do something for a long period of time if you do not like it.

7) Getting to year one, past year two

My opinion: Many entrepreneurs do not realize that a business usually takes years to see the result. So if you lose your excitement in the first two years, your business may not lasts long. The starting phase of a business is always difficult. You may face many people rejecting you, you may face difficulties of getting rid your inventory and etc. So, prepare to meet the failures before you can be successful.

8) Don’t build around a customer

My opinion: The best way to make money is to find out the problem of you customer and you offer a solution. But i have seen many entrepreneur has done the other way round. They will think that, i will build something good and customers will come. I recommend a book named after <<how do dominate your niche>> and i think you would probably find a solution to solve this problem there. 🙂

9) Don’t seek mentors

My opinion: Yes, many entrepreneurs think that they have acquire a lot of knowledge from school and books. But a great way to get a business going is to find out what other people have done to achieve success and implement those strategies into your own company. I think learning from mentors is the best way to get rid of all the difficulties.

10) Don’t get involved in the community

My opinion: Personal networking is very important for a businessman. I was once work in a PC fair and a young entrepreneur told me that: Business is about how many people you know but not how much you know about the business. I was quite shocking when i heard that but now i realized why.

An informal statistic shows that 95% of start up fail in the first five years. 90% of the remaining 5% fail in the following 5 years. This data shows that many people actually do no realized about the mistakes mentioned above. So welcome all my friends to discuss about how we can learn more and become a successful entrepreneur ya…:-)

The original post is from
http://www.youngentrepreneur.com/blog/2008/02/06/the-top-10-mistakes-people-make-when-starting-a-business/

30/12/2008 Posted by | wealth | , , | 2 Comments

Rich dad poor dad (part 1)

转眼间,大学就要毕业了,也就意味着,很快的我就得接受这五花社会的洗涤. 看了Robert Kiyosaki的<<富爸爸,穷爸爸>>,不禁让我感到些些茫然,但也在我的想法上得到了不少震撼.在我看来,不同性格的人,不同阶层的人对这本书的意见必定很迥然.所以,以下发表的一些意见及想法,纯属个人看法.

1)时代的改变,真的使得学校教育没那么重要了吗?

我想,很多人会认为Robert Kiyosaki说的就像读书没有什么用了,学校老师所教导的已经不那么符合时宜。但我觉得,Robert Kiyosaki所倡导的是财务知识的重要性。信用卡的普遍性,全世界经济大环境的影响力,使得我们不得没有警觉性。看看身边的人,我想不难找到因无法还卡债而宣布破产的年轻人。所以,我相信,如果只懂得存钱以及花钱,要在社会生存,已是不简单的事了。

2)投资是有钱人的玩意儿?

我有个朋友在大学时念的是商科。他们的GROUP PROJECT正好为的是探讨这本书的一项报告。她告诉我,他们读了这本书的感想竟然是,“投资是有钱人的玩意儿”。但我真的不赞同这种说法。其实严格说起来,投资的意义可以是很广的。像我们出去工作,难道不是把我们的时间投资在每个月的薪水上吗?像有些人喜欢买马票,难道不是一种想以小博大的投资精神吗?其实我们每一天做的一些决定,都含有一些些投资意义。打个比方,还是一位学生的我,在一星期里的某一天,不需要上课,我可以选择去替人家补习,赚取$40,又或者我可以泡在youtube,facebook或msn里,来抒发我读书的压力。 所以,我个人觉得,这书所提倡的是一种想法,一种概念。让我们在做我们生活里各种大大小小的抉择是,能往比较好的方向作考量。

3)替人打工或工作,真的那么不好吗?

我想Robert Kiyosaki也不是叫人们都不必去打工,毕竟这个社会也需要不同能力的专业去让整个社会来的更完整。 我觉得作者是想要传达一种讯息,当时代社会不断改变的当儿,我们不能一成不变的做着同样的事情。当然,很多人会觉得这本书在教人怎么变成有钱人,所以如果志不在变成有钱人的人,不会对作者所说的东西感兴趣。 但事实真的是这样吗? M字型社会的形成,全球经济不景气的频繁度,除非你对物质完全没要求,除非你对未来没寄望,或者你已继承了千万家产,不然我想常常警惕自己是非常重要的。 我想没有人可以质疑工作的重要性,它毕竟是大多数人的经济来源。所以工作是给了我们一份安全感。但作者让我发现了,工作的不确定性比我想象中的要多了一些,譬如说,我不知道我几时会加薪,我不知道几时会升职,我不知道会不会被裁员等等等。。 看完了这本书之后,也让我恍然大悟。。我想大家也不妨像我这样去想想, 如果你计划在两年后买一间房子,如果你预测你的薪水在两年后会增加x%,那你在两年后购买一间房子的几率有多大呢?

或者 如果你计划在三年后要结婚(我想我的朋友三年后应该蛮多会结婚了吧?hehe),以你估计毕业后你的薪水的价值,三年后你有能力结婚的能力有多大呢?

待续…



19/12/2008 Posted by | Uncategorized | , , | Leave a comment